How Can I Tell If My IRS Payment Plan Is Active?
Reviewed June 1, 2025
Your IRS account data will show whether an installment agreement is active, whether recent scheduled payments have posted, and whether a missed payment has put the agreement at risk.
What an active payment plan looks like in your account
An active installment agreement shows up as a status on your account, alongside a record of scheduled and posted payments. If payments are posting on schedule and the status reflects active, your plan is generally on track.
Signs a payment plan may be at risk
A missed or late payment, a status change away from active, or a new balance that isn't reflected in your agreement terms are all signals worth checking closely. The IRS can default an installment agreement after a missed payment, so catching this early matters.
Keeping track over time
Because payment plans run for months or years, checking in periodically — rather than once at setup — is the only way to catch a missed payment or status change before it becomes a bigger problem.
What you can verify
- Whether your installment agreement currently shows as active
- Whether your most recent scheduled payment has posted
- Whether any missed-payment signal has appeared
See it for yourself, on an ongoing basis
Relief Monitor keeps watching your IRS account after this check, so you don't have to look this up manually each time.
Start monitoring